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Schosset Mortgages

Our Services

Mortgage Solutions for Every Stage of Life.

From your first home to retirement, renovations and commercial property, Schosset Mortgages arranges financing across eight specialties and compares the market to find the right fit for you.

What We Offer

Eight Ways We Can Help

Every stage of life and every property is different. Pick the one that matches your situation, or call us and we will point you to the right solution.

01

Reverse Mortgages

Homeowners 55+ can turn home equity into tax-free cash without selling or making monthly mortgage payments. Supplement retirement income, pay off debt, or help family while staying in the home you love.

Best for: Homeowners aged 55+

02

Refinance Mortgage

Lower your rate, reduce your monthly payment, or consolidate high-interest debt into one manageable payment. We review your current mortgage and show you exactly what refinancing can save.

Best for: Lowering payments or consolidating debt

03

Commercial Mortgages

Financing for retail, office, industrial, mixed-use and multi-residential properties. We work with business owners and investors to structure commercial loans that support growth.

Best for: Business owners and investors

04

Construction Mortgages

Building a custom home or taking on a major renovation? Construction financing releases funds in stages as the project progresses, so you only pay interest on what you have drawn.

Best for: Custom builds and major renovations

05

Purchase Mortgages

Buying your first home or your next one? We help you understand your budget, get pre-approved and lock in a great rate.

Best for: First-time and move-up buyers

06

Mortgage Renewals

Do not just sign your bank's renewal letter. We compare the market so your new term works harder for you.

Best for: Anyone approaching renewal

07

Home Equity Loans

Put the equity you have built to work for renovations, education, investments or big expenses through a loan or HELOC.

Best for: Renovations, education and investing

08

Mortgage Refinance

Restructure your mortgage for a better rate, a shorter amortization or extra cash flow, with a clear cost-benefit breakdown.

Best for: A better rate or shorter amortization

How It Works

Three Simple Steps to Your New Mortgage

01

Free Consultation

Tell us about your goals, income and timeline. We will explain your options in plain language.

02

We Shop the Market

We compare offers from our lender network to find the rate and terms that fit you best.

03

Approval & Closing

We manage the application through to funding and keep you updated at every step.

Not Sure Where to Start?

Find the Right Fit Before You Commit

Browse answers to the questions we hear most, or learn more about who we are. When you are ready, a licensed agent is a call away.